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Global Payouts API

Overview​

Global Payouts API

Convert crypto and stablecoins to fiat, and payout through local payment methods.​

Convert crypto to over 120 fiat currencies and facilitate payouts via local payment methods such as Bank Transfer, Mobile Money, Digital Wallet Transfer and Cash Pick-Up. Payouts API enables you to make informed decisions to optimise payout channel selection by lowest settlement time, lowest fees or balanced options. Our solution also offers Dynamic Forms, which reduce the complexity of managing hundreds of form fields across payment methods - simply render a Dynamic Form - or pre-populate your recipient's details when submitting a payout.

Fund your payouts flexibly by settling directly with NOAH from your crypto account, or enable your customers to automatically trigger a payout transaction as a result of a crypto deposit to a designated blockchain address.

For instructions on integrating with this workflow, see the Global Payouts recipe page.

Global Payout Flows​

Payouts API can facilitate first or third party transactions to businesses and customers, supporting a range of usecases such as offramping, remittance and B2B settlements. The Reliance Model allows your business to share KYC and KYB data with NOAH to remove the need for redundant resubmission of information.

Take control of your payout fees with options for your business to either absorb the cost of a transaction, or pass the fees on to your customer. You can reconcile the full details of an executed payout transaction and manage your consumers via the business dashboard.

  • Add your recipient to our system by passing simplified details about their identity or business.
  • Select the chosen payout country and currency, to retrieve a list of compatible Channels (payment options) with their attributed fees and settlement times.
  • Provide the details required to complete the payment by rendering our Dynamic Form or by providing existing data on the customer's payment details.
  • Receive a real-time estimate for the currency exchange, which can be presented to your customer including or excluding the fees, depending on whether you choose to absorb the cost.
  • Submit the payout request, where NOAH will settle with you or your customer and instantly process the disbursement to the chosen fiat account.

Key Advantages​

  • One Integration, Global Access: Integrate once to unlock all available jurisdictions throughout our growing network of payment methods and redundancies.
  • Simplified KYC Processing: Choose between a customer KYC-share with NOAH or utilise NOAH's global compliance & licensing framework to handle customer KYC collection. See KYC & Identity Verification.
  • Real-Time, Transparent Pricing: Access real-time exchange rates that align with mid-market rates from top currency exchanges.
  • Flexible Settlement: Payouts funded by instant settlements from your reserve balance, or from customer crypto deposits.
  • Customisable Fees: Fully or partially absorb costs, or pass fees onto your customers.
  • Instant Settlement & Processing: Settle instantly on NOAH's ledger or onchain, where all your disbursements are processed instantly.

Integration Types​

Leverage the Global Payouts API as both a white-labeled back-end integration, or through our Hosted Offramp user interface, which provides a guided customer experience to minimise drop-off as your customers complete the payout journey.

  • White-Label Integration: Integrate directly into your system's back-end and white-label the payouts solution with full control over user flows and branding, making it simple to support payments to fiat accounts.

  • Hosted Offramp: For a streamlined, consumer-friendly experience, our Hosted Offramp interface guides users through the payouts process with ease. Businesses can also leverage a range of other payment methods available in Hosted Offramp.

  • Dashboard Payouts (coming soon): Payout to consumers or businesses directly through your crypto accounts in the business dashboard.

Supported Methods​

The Global Payouts API supports the following payment methods, networks and currencies:

Payout Methods​

  • Bank Transfer
  • Real-Time Payments Systems, e.g. PIX
  • Mobile Money
  • Digital Wallets
  • Cash Pick-Up
  • Card Payouts (available via Hosted Offramp)
  • ACH, Wire, RTP & FedNow (coming soon)

Currencies and Networks​

Digital CurrenciesBitcoinLightningEthereumPolygonTRONStellarSolanaCelo
BTC✓✓
USDC✓✓✓✓✓
USDT (coming soon)✓✓✓✓✓✓
cUSD (coming soon)✓

Supported Countries​

Further countries and currencies are also available for card payouts via Hosted Offramp, the following countries are supported as part of the white-labeled solution:

APAC​

CurrencyCountry
AUDAustralia
NZDCook Islands
FJDFiji
HKDHong Kong
INRIndia
IDRIndonesia
MYRMalaysia
NZDNew Zealand
PHPPhilippines
WSMSamoa
SGDSingapore
KORSouth Korea
THBThailand
TOPTonga
AEDUAE
VUVVanuatu

AFRICA​

CurrencyCountry
XOFBenin
XAFChad
XOFCote D'Ivoire
ETBEthiopia
XAFGabon
GHSGhana
MWKMalawi
NGN, USDNigeria
RWFRwanda
SLLSierra Leone
ZARSouth Africa
XAFThe Republic of Congo
UGXUganda

EUROPE​

CurrencyCountry
EURAustria
EURBelgium
EURCroatia
CZKCzech Republic
DKKDenmark
EUREstonia
EURFinland
EURFrance
EURGermany
EURGreece
EURIreland
EURItaly
EURLatvia
EURLithuania
EURLuxembourg
EURNetherlands
NOKPoland
EURPortugal
RONRomania
EURSlovakia
EURSlovenia
EURSpain
SEKSweden
CHFSwitzerland
TRYTurkey
GBPUnited Kingdom

LATAM​

CurrencyCountry
USDUnited States
ARSArgentina
BRLBrazil
CLPChile
COPColombia
DOPDominican Rep.
USDEcuador
MXMMexico
PYGParaguay
PENPeru
UYUUruguay