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Compliance Models

Overview​

NOAH supports two compliance-forward regulatory models, accommodating both regulated and unregulated businesses, enabling your business to perform compliant transactions across global jurisdictions. We partner with a range of businesses— from those relying on NOAH’s regulatory framework to those who already hold their own licenses.

Regulatory Models​

Technology Providers​

A Technology Provider is an app or organization without the relevant licensing and/or registration, that can use NOAH’s regulatory infrastructure to enable fiat/crypto transactions.

  • Leverage NOAH’s existing regulatory and licensing framework.
  • Embed Hosted KYC flows to onboard your customers (coming soon).
  • Facilitate payments across global jurisdictions.

Licensed Providers​

Licensed Providers have the required regulatory approvals to conduct KYC and handle regulated transactions in their respective jurisdictions. They can also rely on NOAH’s compliance coverage for regions where they do not hold licensing.

  • Integrate with NOAH through a Reliance Model structure, enabling KYC Data Transfer via API.
  • Collect and withdraw accrued fees through the Business Dashboard.
  • Expand your reach by leveraging NOAH's global coverage.

KYC Models​

Reliance Model​

In this model, your business performs KYC & Identity checks. Once verified, you share customer data with NOAH when conducting transactions. Customers do not need to complete additional onboarding steps. To use this model:

  • Your business must be a regulated entity.
  • You must complete KYB & compliance onboarding with NOAH.
  • You must disclose to customers that NOAH is a recipient of their data (as per our T&Cs).

Advantages​

  • Streamlined Customer Onboarding: Minimizes redundant checks.
  • Control Over Customer Data: You retain ownership and management of KYC data.

Standard Model​

Under the Standard Model, NOAH provides you with an embeddable link to an optimized KYC & Identity Verification flow.

Advantages​

  • Embed NOAH's Hosted KYC interface which enables us to onboard your customer directly (coming soon).
  • Secure Data Management: NOAH securely handles data collection and compliance.
  • Compliance Review, AML & Fraud Monitoring through NOAH.

Integration Types​

White-Label Integration​

White-label integrations can use either the Reliance Model or the Standard Model (with Hosted KYC). This approach gives you full control of your branding and user experience while relying on NOAH’s backend compliance and payment functionality.

Explore Business API →

Hosted Checkout​

Hosted Checkout also supports both Reliance and Standard Models. It provides a pre-built, consumer-friendly interface for rapid deployment - and can be configured to perform KYC onboarding checks as part of its user flow.

Explore Hosted Checkout →